Product Description
Frustrated with your insurance company? Wondering if your house is underinsured? Want to know what to expect when you file a mold claim? If you answered “yes” to any of these questions then “Mold, Fire, Flood, & Other Topics: Homeowners Insurance Explained” is for you. This is the book many insurance companies don’t want you to read. Packed with 101 short, easy-to-read, informative topics, it’s a valuable tool for everyone wanting to know the essentials a… More >>
Mold, Fire, Flood & Other Topics: Homeowners Insurance Explained
Tags: Explained, Fire, Flood, Homeowners, insurance, Mold, Topics
The book consists of dozens of chapters, each with one or two pages on each topic/ chapter. Some of the information was helpful, including definitions. However, the author is an insurance agent and adjuster and his comments are heavily biased in favor of the insurance companies. For example, one chapter is entitled “Trust Your Insurer,” a second is “Adjusters are very busy people” and in it says “My point is this: give your adjuster a break” and later “your adjuster is working as fast as is reasonably possible.” It does not say that insurance adjusters are rewarded for minimizing and delaying payment of a claim (which they are) and that they might not actually be working in your best interests. If you want to arm yourself to get the best possible insurance settlement, this is probably not the right book for you.
Rating: 3 / 5
Useful book but only a page or two on Mold. The book name would lead one to assume that this book has an emphasis on Mold and Water damage claims. But there is not much in there on mold and water damage. Mostly there is general information. I found the book informative never the less.
Rating: 3 / 5
Lots of helpful information I couldn’t find anywhere else. I even got my insurance agent a copy.
Rating: 4 / 5
This book is an encyclopedia in terms of how much information it has. I knew NOTHING about homeowners insurance until I bought it.
The guy whose review says it was “biased” is a morone. In more than one section, the author tells the reader to report their insurance company to the appropriate state agency that’ll investigate any shenanigans by unscrupulous adjusters and insurance companies (see pages 91 & 100, among others).
Anyway, it’s a great book.
Rating: 4 / 5
This little book surprised me in the amount of helpful information it contains despite its small size. The author purposely wrote it in short nodes meant to get right to the point and not waste the reader’s time. It’s a great handbook.
Rating: 5 / 5